Commercial Real Estate
Lending
Your property, your way.
Advantages
Build equity
Get tax advantages
Earn rental income
Short and long-term options
What is Commercial Real Estate Lending?
As your business grows, there comes a time when your office, warehouse, or retail store is just too small. Whether you want to expand to new territory or just a new building, a CRE loan will help you get moving. Commercial Real Estate is property your business owns as either an investment asset or an operational space. CRE can be one of the most expensive moves your business makes, which is why it’s important to get the right financing.
The more money you can reinvest in your business, the better. If you’re renting property, the money you could use to build equity is walking out the door. You’re also missing out on the tax advantages that come with real estate ownership. Avoid restrictive lease terms, problematic landowners, and unexpected rent hikes when you operate from property you control. Ask us how CRE loans can help your business grow into a new space.
How to Effectively Apply Funds
CRE loans help businesses onboard new property to keep, rent, or resell. They can be ideal for fix and flip investors looking to remodel and turn around properties for profit. Income-generating real estate like hotels, motels, offices, and apartments can be lucrative. A CRE loan will let you acquire the property now and pay back the funds when income starts rolling in.
Owner-Occupied real estate is the easiest type of CRE to get funded. That’s because lenders know you have a stake in the property. While each lender has its own occupation requirements, most expect your business to occupy at least 51% of the building’s available space. That leaves the rest open if you wish to rent it to other businesses and offset the loan cost. Explore long and short-term CRE options with us today.
Financing Options
Private Funding
Private funding work best when you don’t have time to spare. These loans can be approved quickly and secured using the property you buy. Private loans are short-term, lasting a few months to a few years. If you’re buying income-generating properties, your profits can be used to pay down the loan quickly.
SBA
SBA loans work for small businesses that have had difficulty being approved for financing in the past. The SBA provides lender incentives to encourage extending loans to small businesses creating jobs in their local communities. Find out if the SBA 7a or 504 loan is right for you by contacting our brokerage.
Fix & Flip
Short-term CRE loans help businesses acquire, renovate, and resell properties. The cost of repairs and additions can be folded into the CRE loan so you don’t have to seek two separate lenders or fill out two different applications. There’s no long-term commitment to keep you paying interest like you would with a commercial mortgage.
Pre-Apply
A little information helps us start the positioning process for your loan.
Frequently asked questions
Q. Can I buy residential properties with a CRE loan?
The answer depends on how many units the property has. While there are some variations, most lenders consider four or fewer units to be residential property. Four or more units are considered commercial property. This will change the type of loan you apply for. Ask us for more details.
Q. Where can I find the best CRE loan?
CRE loans come from private lenders, banks, credit unions, and the government. It can be overwhelming to sort through all of the available options unless you have a reliable broker by your side. What’s the best CRE loan for your business might not be the best for another business. That’s why we specialize in connecting individual businesses to the right loans for their specific needs.
Q. How can I qualify for a CRE loan?
Qualifications vary by lender. Some CRE loans require a high credit score and others don’t. Before you apply, make sure you understand the lender’s requirements so you’re not wasting time on a lender that won’t work with you. We help you put together the right documents and position your application for success.
Q. Does the Federal government offer CRE loans?
Yes. SBA loans are available through private lenders or Certified Development Companies, not directly through the SBA. The USDA offers loans primarily for rural businesses. We help you evaluate these and other federal loans to find the program that is right for your business.
The Windismodis Advantage
We are networked with entrepreneurial lending markets, matched to the pace of startups and growth-oriented businesses.
Let us help you reach your financial goals today with Healthcare Financing.
Industry growth takes critical and creative thinking from every front. Windismodis can become part of your innovation network, thinking creatively to plan and source financing throughout your growth cycle.
Windismodis is a member of Greater North Fulton Chamber, Advanced Technology Development Center and Women's Chamber of Commerce.
Get in touch.
Healthcare Financing Solutions
For both medical enterprises and private equity sponsors immersed in the healthcare sector, Windismodis Capital offers tailored products and expertise to cater to their distinct needs. Despite differing perspectives, our commitment remains unwaveringly focused on achieving success for our clients.
Navigating the nuances of healthcare finance—from short-term liquidity concerns to long-term strategic planning—can be challenging. Many healthcare providers contend with cash flow volatility stemming from delayed patient payments and sluggish Medicare/insurance reimbursements, often exacerbated by regulatory changes. Windismodis Capital's Treasury and Payment services offer streamlined liquidity management solutions, while our customizable credit facilities provide vital support during cash flow gaps.
For sponsors with a broader strategic outlook, optimizing processes, managing risk, and unlocking maximum value are paramount. Our innovative financing solutions facilitate organic growth initiatives and facilitate seamless merger and acquisition endeavors.
What Sets Us Apart
At Windismodis Capital, we pride ourselves on offering a diverse range of financing platforms tailored to the healthcare industry's unique requirements. With deep-rooted relationships within the healthcare landscape and private equity circles, we possess a nuanced understanding of our clients' specific challenges, allowing us to craft flexible lending solutions tailored to their needs. We collaborate closely with clients on strategic initiatives and target acquisitions, leveraging our annual conference to foster valuable connections with investors and industry leaders.
Our Expertise Spans Multiple Sectors
Windismodis Capital's team of seasoned healthcare lending professionals specializes in various sectors, including:
- Services: Home health, hospice, dialysis
- Facilities: Hospitals, long-term care, behavioral health, medical office buildings
- Physician practices and outpatient services: ASC, hospital services, dental, dermatology, anesthesia
- Medical products/devices
- Pharmaceutical products and services
- Healthcare information technology
Comprehensive Financing Solutions
Our suite of products and services includes:
- Cash flow loans for buyouts, acquisitions, refinancings, and recapitalizations
- Arrangement and syndication of multi-lender facilities
- Asset-based loans
- Real estate financing
- Working capital lines of credit
- Medical equipment financing
Whether you're seeking to stabilize cash flow, pursue strategic growth initiatives, or navigate complex acquisitions, Windismodis Capital stands ready to provide tailored healthcare financing solutions that align with your objectives. With our deep industry expertise and collaborative approach, we empower clients to achieve their long-term financial goals in the ever-evolving healthcare landscape.
For both medical enterprises and private equity sponsors immersed in the healthcare sector, Windismodis Capital offers tailored products and expertise to cater to their distinct needs. Despite differing perspectives, our commitment remains unwaveringly focused on achieving success for our clients.
Navigating the nuances of healthcare finance—from short-term liquidity concerns to long-term strategic planning—can be challenging. Many healthcare providers contend with cash flow volatility stemming from delayed patient payments and sluggish Medicare/insurance reimbursements, often exacerbated by regulatory changes. Windismodis Capital's Treasury and Payment services offer streamlined liquidity management solutions, while our customizable credit facilities provide vital support during cash flow gaps.
For sponsors with a broader strategic outlook, optimizing processes, managing risk, and unlocking maximum value are paramount. Our innovative financing solutions facilitate organic growth initiatives and facilitate seamless merger and acquisition endeavors.
What Sets Us Apart
At Windismodis Capital, we pride ourselves on offering a diverse range of financing platforms tailored to the healthcare industry's unique requirements. With deep-rooted relationships within the healthcare landscape and private equity circles, we possess a nuanced understanding of our clients' specific challenges, allowing us to craft flexible lending solutions tailored to their needs. We collaborate closely with clients on strategic initiatives and target acquisitions, leveraging our annual conference to foster valuable connections with investors and industry leaders.
Our Expertise Spans Multiple Sectors
Windismodis Capital's team of seasoned healthcare lending professionals specializes in various sectors, including:
- Services: Home health, hospice, dialysis
- Facilities: Hospitals, long-term care, behavioral health, medical office buildings
- Physician practices and outpatient services: ASC, hospital services, dental, dermatology, anesthesia
- Medical products/devices
- Pharmaceutical products and services
- Healthcare information technology
Comprehensive Financing Solutions
Our suite of products and services includes:
- Cash flow loans for buyouts, acquisitions, refinancings, and recapitalizations
- Arrangement and syndication of multi-lender facilities
- Asset-based loans
- Real estate financing
- Working capital lines of credit
- Medical equipment financing
Whether you're seeking to stabilize cash flow, pursue strategic growth initiatives, or navigate complex acquisitions, Windismodis Capital stands ready to provide tailored healthcare financing solutions that align with your objectives. With our deep industry expertise and collaborative approach, we empower clients to achieve their long-term financial goals in the ever-evolving healthcare landscape.