Equipment

Lending

Increase production, efficiency and quality with just in time equipment financing.

Advantages

Affordable.

Self-collateralizing.

Tax savings.

Added assets.

What is Equipment Lending?

You don’t have to be a big construction company to rely on equipment to keep your business running. Restaurants, hospitals, warehouses, and mechanics all depend on equipment for their daily operations. Since computers, servers, and phone systems qualify as equipment too, there are hardly any businesses that don’t need access to reliable equipment. Learn more about health care financing and industrial business financing.

What do you do when you need to replace or upgrade your equipment? Upfront expenses can be difficult to manage, especially if you’re not expecting them. If your equipment breaks down, you need to replace it quickly. This is where equipment financing comes in. Help your business manage the upfront costs of equipment with an equipment loan or lease. You can even leverage your existing equipment for a boost of cash.

How to Effectively Apply Funds

There are two main strategies when it comes to equipment financing: get equipment into your business fast or turn your existing equipment into cash. If you need new equipment, an equipment loan or equipment lease can help you get it. In some cases, you can use the equipment you’re purchasing as collateral to lower the interest rate on your loan.

A sale-leaseback lets you sell the equipment you have. But instead of transferring that equipment to a new location, you can keep it in place. The equipment keeps working for your business in exchange for a monthly or quarterly payment back to the buyer. A sale-leaseback is a great strategy for when you need an influx of working capital.

Financing Options

Loan

An equipment loan lets you break down upfront costs into manageable monthly payments. Onboard new equipment faster so you can keep ahead of your competition. Save money to invest elsewhere in your business instead of sinking it all into one asset.

Lease

Unsure if new tech is right for your business? Try leasing equipment before you buy. Test it out with your company’s workflow, determine training needs, and gauge its effect on production all without making a long-term commitment. When you’re ready to buy, turn your lease into a loan.

Secured

Equipment can be used as collateral for private funding or a line of credit. If you’re bringing in new machines or electronics, you can use the incoming equipment as collateral on the loan. If you already have equipment, use it to secure working capital for your business.

Pre-Apply

A little information helps us start the positioning process for your loan.

Frequently asked questions

Q. How can I turn my equipment into cash?

If you don’t use your equipment, it might be a good idea to sell. But, if you want to keep your equipment in place, you can still leverage its value for cash. Your equipment can be used to secure a hard money loan. You can also utilize a sale-leaseback to get a lump sum while your equipment remains in operation.

Q. Why lease equipment?
There are many reasons you might not want to buy equipment for your business. If the equipment requires frequent repairs or upgrades, leasing can save you a substantial expense. If you want to see if new technology is right for your workflow, leasing before you buy could be the right move.
Q. Does my office need equipment?
Copy machines, phones, and computers are all common office expenses. High-end duplicating equipment can cost upwards of $30,000. That might be a lot for a small business to come up with all at once. Equipment financing makes the expense manageable by breaking it down into monthly or quarterly payments.
Q. How do I get equipment for my small business?

With all of the options out there, it can take time to sort through them all. How do you know if you’re getting the best deals from the right lenders? Should you go with a bank, a private lender, or the SBA? We help you find the options that work best for your business, then we position your business to succeed.

The Windismodis Advantage

We are networked with entrepreneurial lending markets, matched to the pace of startups and growth-oriented businesses.

Let us help you reach your financial goals today with Healthcare Financing.

Industry growth takes critical and creative thinking from every front. Windismodis can become part of your innovation network, thinking creatively to plan and source financing throughout your growth cycle.

Get in touch.

    Healthcare Financing Solutions

    For both medical enterprises and private equity sponsors immersed in the healthcare sector, Windismodis Capital offers tailored products and expertise to cater to their distinct needs. Despite differing perspectives, our commitment remains unwaveringly focused on achieving success for our clients.

    Navigating the nuances of healthcare finance—from short-term liquidity concerns to long-term strategic planning—can be challenging. Many healthcare providers contend with cash flow volatility stemming from delayed patient payments and sluggish Medicare/insurance reimbursements, often exacerbated by regulatory changes. Windismodis Capital's Treasury and Payment services offer streamlined liquidity management solutions, while our customizable credit facilities provide vital support during cash flow gaps.

    For sponsors with a broader strategic outlook, optimizing processes, managing risk, and unlocking maximum value are paramount. Our innovative financing solutions facilitate organic growth initiatives and facilitate seamless merger and acquisition endeavors.

    What Sets Us Apart

    At Windismodis Capital, we pride ourselves on offering a diverse range of financing platforms tailored to the healthcare industry's unique requirements. With deep-rooted relationships within the healthcare landscape and private equity circles, we possess a nuanced understanding of our clients' specific challenges, allowing us to craft flexible lending solutions tailored to their needs. We collaborate closely with clients on strategic initiatives and target acquisitions, leveraging our annual conference to foster valuable connections with investors and industry leaders.

    Our Expertise Spans Multiple Sectors

    Windismodis Capital's team of seasoned healthcare lending professionals specializes in various sectors, including:

    • Services: Home health, hospice, dialysis
    • Facilities: Hospitals, long-term care, behavioral health, medical office buildings
    • Physician practices and outpatient services: ASC, hospital services, dental, dermatology, anesthesia
    • Medical products/devices
    • Pharmaceutical products and services
    • Healthcare information technology

    Comprehensive Financing Solutions

    Our suite of products and services includes:

    • Cash flow loans for buyouts, acquisitions, refinancings, and recapitalizations
    • Arrangement and syndication of multi-lender facilities
    • Asset-based loans
    • Real estate financing
    • Working capital lines of credit
    • Medical equipment financing

    Whether you're seeking to stabilize cash flow, pursue strategic growth initiatives, or navigate complex acquisitions, Windismodis Capital stands ready to provide tailored healthcare financing solutions that align with your objectives. With our deep industry expertise and collaborative approach, we empower clients to achieve their long-term financial goals in the ever-evolving healthcare landscape.

    For both medical enterprises and private equity sponsors immersed in the healthcare sector, Windismodis Capital offers tailored products and expertise to cater to their distinct needs. Despite differing perspectives, our commitment remains unwaveringly focused on achieving success for our clients.

    Navigating the nuances of healthcare finance—from short-term liquidity concerns to long-term strategic planning—can be challenging. Many healthcare providers contend with cash flow volatility stemming from delayed patient payments and sluggish Medicare/insurance reimbursements, often exacerbated by regulatory changes. Windismodis Capital's Treasury and Payment services offer streamlined liquidity management solutions, while our customizable credit facilities provide vital support during cash flow gaps.

    For sponsors with a broader strategic outlook, optimizing processes, managing risk, and unlocking maximum value are paramount. Our innovative financing solutions facilitate organic growth initiatives and facilitate seamless merger and acquisition endeavors.

    What Sets Us Apart

    At Windismodis Capital, we pride ourselves on offering a diverse range of financing platforms tailored to the healthcare industry's unique requirements. With deep-rooted relationships within the healthcare landscape and private equity circles, we possess a nuanced understanding of our clients' specific challenges, allowing us to craft flexible lending solutions tailored to their needs. We collaborate closely with clients on strategic initiatives and target acquisitions, leveraging our annual conference to foster valuable connections with investors and industry leaders.

    Our Expertise Spans Multiple Sectors

    Windismodis Capital's team of seasoned healthcare lending professionals specializes in various sectors, including:

    • Services: Home health, hospice, dialysis
    • Facilities: Hospitals, long-term care, behavioral health, medical office buildings
    • Physician practices and outpatient services: ASC, hospital services, dental, dermatology, anesthesia
    • Medical products/devices
    • Pharmaceutical products and services
    • Healthcare information technology

    Comprehensive Financing Solutions

    Our suite of products and services includes:

    • Cash flow loans for buyouts, acquisitions, refinancings, and recapitalizations
    • Arrangement and syndication of multi-lender facilities
    • Asset-based loans
    • Real estate financing
    • Working capital lines of credit
    • Medical equipment financing

    Whether you're seeking to stabilize cash flow, pursue strategic growth initiatives, or navigate complex acquisitions, Windismodis Capital stands ready to provide tailored healthcare financing solutions that align with your objectives. With our deep industry expertise and collaborative approach, we empower clients to achieve their long-term financial goals in the ever-evolving healthcare landscape.