Private Funding

Leverage high value assets to support speed-to-market opportunities.

Advantages

Fast approval time.

Pay only interest during the loan term.

Asset-based, not credit-based.

No long-term commitment.

What is Private Funding?

Conventional mortgages and other long-term loans can be useful, but they’re slow. The application process is long, and approvals can take weeks or months. When you don’t have time to wait, private funding gives you the cash you need for real estate, equipment, or working capital. Instead of weeks of waiting, you can have a decision in just a few hours. Plus, the application process is easy.

Private funding use the value of your collateral assets to determine what to lend. That means lenders aren’t as concerned with your credit score. So, if your credit needs repair, private funding could be easier to get than other types of loans. Satisfying the loan on time can even raise your credit score. Private funds are short-term loans and most lenders charge only interest during the loan term. The principal becomes due in one payment at the end of the term.

How to Effectively Apply Funds

pPrivate funds are ideally suited to helping small business owners buy investment properties. The quick approval time means buyers can act fast so they don’t miss out on great real estate deals. While the property is being renovated, refurnished, or rebranded, the buyer only pays interest on the loan. At the end of the term, a resale of the property or influx of rental income pays off the loan principal.

Loan terms for private funding range from a few months to a few years. It’s important to position your business to pay down the loan in the short term. While private funding is fast and convenient, they typically have higher interest rates than conventional mortgages to offset lender risk. In most cases, the real estate property being funded is also used as collateral on the loan. However, other high-value assets can be used to secure private funding.

Financing Options

Fast

In today’s economy, it’s the seller who calls the shots. So, if you want your business to be competitive, you have to stand out. Getting in an early bid with a cash offer boosts your chances of securing that property before the competition. Get private funding in as little as 24 hours.

Reliable

We’re here for you every step of the way, ready to give you honest and straightforward answers to all of your questions. You won’t be pressured to sign before you’re confident the loan is right for your business. We work for you, not the big banks.

Experienced

All of our brokers are experienced business and financing professionals who have the in-depth knowledge it takes to find the right financing. We take the time to cultivate one-on-one relationships with our network lenders so we can get customized loans you won’t find anywhere else.

Pre-Apply

A little information helps us start the positioning process for your loan.

Frequently asked questions

Q. Where does private funding come from?

Most private loans come from private lending firms or funds. Banks and credit unions concentrate more on conventional mortgages and other long-term financing.

Q. What do I need to qualify for private funding?
If you’re using the loan for investment real estate, having previous experience in real estate investing will help. You’ll need to estimate the value of the property being financed or the predicted value of the property after renovation. While it’s not the main deciding factor in private lending, lenders do look at your credit report and your company’s financial records.
Q. What is ARV?
ARV stands for After Repair Value. This is the estimated market value of the property once you’ve completed improvements. The lender will use this number to determine how much to lend, for example, 70% or 80% of the ARV.
Q. How will private funding affect my credit?
When you apply, your lender will check your credit report, which can cause a temporary dip in your credit score. Other credit impacts depend on how you manage your loan. Making regular, on-time payments on the loan will typically serve to improve your credit.

The Windismodis Advantage

We are networked with entrepreneurial lending markets, matched to the pace of startups and growth-oriented businesses.

Let us help you reach your financial goals today with Healthcare Financing.

Industry growth takes critical and creative thinking from every front. Windismodis can become part of your innovation network, thinking creatively to plan and source financing throughout your growth cycle.

Get in touch.

    Healthcare Financing Solutions

    For both medical enterprises and private equity sponsors immersed in the healthcare sector, Windismodis Capital offers tailored products and expertise to cater to their distinct needs. Despite differing perspectives, our commitment remains unwaveringly focused on achieving success for our clients.

    Navigating the nuances of healthcare finance—from short-term liquidity concerns to long-term strategic planning—can be challenging. Many healthcare providers contend with cash flow volatility stemming from delayed patient payments and sluggish Medicare/insurance reimbursements, often exacerbated by regulatory changes. Windismodis Capital's Treasury and Payment services offer streamlined liquidity management solutions, while our customizable credit facilities provide vital support during cash flow gaps.

    For sponsors with a broader strategic outlook, optimizing processes, managing risk, and unlocking maximum value are paramount. Our innovative financing solutions facilitate organic growth initiatives and facilitate seamless merger and acquisition endeavors.

    What Sets Us Apart

    At Windismodis Capital, we pride ourselves on offering a diverse range of financing platforms tailored to the healthcare industry's unique requirements. With deep-rooted relationships within the healthcare landscape and private equity circles, we possess a nuanced understanding of our clients' specific challenges, allowing us to craft flexible lending solutions tailored to their needs. We collaborate closely with clients on strategic initiatives and target acquisitions, leveraging our annual conference to foster valuable connections with investors and industry leaders.

    Our Expertise Spans Multiple Sectors

    Windismodis Capital's team of seasoned healthcare lending professionals specializes in various sectors, including:

    • Services: Home health, hospice, dialysis
    • Facilities: Hospitals, long-term care, behavioral health, medical office buildings
    • Physician practices and outpatient services: ASC, hospital services, dental, dermatology, anesthesia
    • Medical products/devices
    • Pharmaceutical products and services
    • Healthcare information technology

    Comprehensive Financing Solutions

    Our suite of products and services includes:

    • Cash flow loans for buyouts, acquisitions, refinancings, and recapitalizations
    • Arrangement and syndication of multi-lender facilities
    • Asset-based loans
    • Real estate financing
    • Working capital lines of credit
    • Medical equipment financing

    Whether you're seeking to stabilize cash flow, pursue strategic growth initiatives, or navigate complex acquisitions, Windismodis Capital stands ready to provide tailored healthcare financing solutions that align with your objectives. With our deep industry expertise and collaborative approach, we empower clients to achieve their long-term financial goals in the ever-evolving healthcare landscape.

    For both medical enterprises and private equity sponsors immersed in the healthcare sector, Windismodis Capital offers tailored products and expertise to cater to their distinct needs. Despite differing perspectives, our commitment remains unwaveringly focused on achieving success for our clients.

    Navigating the nuances of healthcare finance—from short-term liquidity concerns to long-term strategic planning—can be challenging. Many healthcare providers contend with cash flow volatility stemming from delayed patient payments and sluggish Medicare/insurance reimbursements, often exacerbated by regulatory changes. Windismodis Capital's Treasury and Payment services offer streamlined liquidity management solutions, while our customizable credit facilities provide vital support during cash flow gaps.

    For sponsors with a broader strategic outlook, optimizing processes, managing risk, and unlocking maximum value are paramount. Our innovative financing solutions facilitate organic growth initiatives and facilitate seamless merger and acquisition endeavors.

    What Sets Us Apart

    At Windismodis Capital, we pride ourselves on offering a diverse range of financing platforms tailored to the healthcare industry's unique requirements. With deep-rooted relationships within the healthcare landscape and private equity circles, we possess a nuanced understanding of our clients' specific challenges, allowing us to craft flexible lending solutions tailored to their needs. We collaborate closely with clients on strategic initiatives and target acquisitions, leveraging our annual conference to foster valuable connections with investors and industry leaders.

    Our Expertise Spans Multiple Sectors

    Windismodis Capital's team of seasoned healthcare lending professionals specializes in various sectors, including:

    • Services: Home health, hospice, dialysis
    • Facilities: Hospitals, long-term care, behavioral health, medical office buildings
    • Physician practices and outpatient services: ASC, hospital services, dental, dermatology, anesthesia
    • Medical products/devices
    • Pharmaceutical products and services
    • Healthcare information technology

    Comprehensive Financing Solutions

    Our suite of products and services includes:

    • Cash flow loans for buyouts, acquisitions, refinancings, and recapitalizations
    • Arrangement and syndication of multi-lender facilities
    • Asset-based loans
    • Real estate financing
    • Working capital lines of credit
    • Medical equipment financing

    Whether you're seeking to stabilize cash flow, pursue strategic growth initiatives, or navigate complex acquisitions, Windismodis Capital stands ready to provide tailored healthcare financing solutions that align with your objectives. With our deep industry expertise and collaborative approach, we empower clients to achieve their long-term financial goals in the ever-evolving healthcare landscape.